Ybank

Save more.
Achieve more.
Empower your life.

Join Ybank today and start building the life you deserve.

Licensed French bank Deposits guaranteed €100,000

The change your wallet needs

Access exclusive discounts at thousands of shops, credited instantly to your account.

Our smart coaching takes you further with clear insights, powerful predictions, and strategies to optimize your budget.

And when you reach your saving goals, unlock a boosted savings rate — from 2% to 4% — on the amounts you’ve set aside.

Your money works harder for you with the smartest tools.

Our AI companion analyzes income, spending, savings and loans, then gives you clear actions and reminders.

Discover the features

Close the year stronger, with the bonus you deserve.

Round-ups and loyalty rewards add up automatically.

Save. Achieve. Enjoy the boost.

Put money aside automatically with round-ups
Organize your projects into Pockets
Benefit from loyalty rewards.

When you reach your goals, unlock a boosted savings rate: from 2% to 4% on the amounts you set aside.

Discover Ybank

Pay on your own terms.

Whether you choose to spread payments over time, pay later, or get instant credit up to 50,000€, everything flows at your pace, with complete peace of mind.